Free stage payment schedule builder

By Alex Williams, director of Ty Parc Construction, a building contractor in Newport, South Wales · Last reviewed 21 October 2026

Enter the contract total, pick the type of job and adjust the stages. Amounts are worked out to the penny, and the last stage takes any rounding. Nothing is saved — it all stays in your browser. Background: stage payments for an extension or renovation.

Job type
Holdback

Stages

Stages add up to 100%.

Your schedule

Stage%Amount
DepositOn signing10£0.00
FoundationsFoundations complete and signed off by building control15£0.00
Walls and roof structureWalls to plate level and roof structure up20£0.00
Roof and windowsRoof covered, windows in15£0.00
First fixFirst fix plumbing and electrics, plastering15£0.00
Second fixSecond fix and decoration15£0.00
CompletionJob complete and snags fixed10£0.00

How to use this schedule

  1. Enter the contract total including VAT.
  2. Pick the type of job, then rename, re-split or add stages to fit your job.
  3. Describe each stage by something you can see when it’s done.
  4. Choose whether money is held back until snagging.
  5. Check the stages add up to 100%, then copy, print or download it and attach it to your quote or contract.

When extras are agreed, settle the final figure with the free final account calculator.